Eyeaan
Chief Minister (5k+ posts)
Bank lend the money and set interest rates considering all the risks on the part of the borrower. That's the integral part of the banking business. In that respect modern banks are partners.Borrowing means what you can pay back... And begging means asking for delays.. Why begging when no idea how to pay back
In case of corona like calamity banks are to share the loss. This is no charity on part of g-20 (as portrayed) but to maximize the possible recovery of their loans.
Besides loans, even modern "aid" system is not wholly benevolent, but has hidden dimension targeting the economic/trade interests of the donors, although military/strategic aid may go beyond the immediate economic interests of the donors. Perhaps West/capitalist is not quite noble to give charities - they have more of colonial mindset..